The Co-operators says: "“The en-route Auto Program is as customized as auto insurance gets,” said Kathy Bardswick, president and CEO of The Co-operators. “It’s an innovative program that not only allows your premiums to reflect your personal driving behaviour, but also provides you with reports you can use to become a safer driver.” - See more at: http://www.intellimec.com/blog/newsroom/co-operators-introduces-new-program-reward-safe-drivers-ontario-using-ims-technology/"